Comparison

Wise Business vs Mercury

Overview

Business accounts without the borders

Wise Business is an international business account for sending, receiving, and holding money in 40+ currencies at real exchange rates with transparent low fees.

Mercury

Banking built for startups

mercury.com →

Mercury is a fintech company offering FDIC-insured business bank accounts for startups and small businesses with no monthly fees, multi-user access, and a powerful API.

Features

—Multi-currency accounts (40+ currencies)
—International wire transfers
—Batch payments
—Business debit card
—Bank integrations
—Invoice payments
—Payroll
—QuickBooks and Xero sync

—Business checking account
—Business savings account
—Corporate cards
—Bill pay
—Multi-user access
—API access
—Treasury (cash management)
—Venture debt

Pricing

Wise Business

usage based

Plan	Price	Notes
Business setup	$31/mo	One-time setup fee to unlock Wise Business features.
Transfers	Contact sales	Per-transfer and FX fees vary by currency route and amount.
Wise Platform	Contact sales	API/platform pricing for embedded finance and integrations.

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Mercury

freemiumFree plan available

Plan	Price	Notes
Mercury	Free	Free business banking; no monthly fees, no minimums.
Mercury Plus	$35/mo	Higher yield savings, premium support, enhanced card limits.
Mercury Credit	Contact sales	Revenue-based credit line; interest only on what you use.

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