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Comparison

Wise Business vs Mercury

Overview

Business accounts without the borders

wise.com

Wise Business is an international business account for sending, receiving, and holding money in 40+ currencies at real exchange rates with transparent low fees.

Banking built for startups

mercury.com

Mercury is a fintech company offering FDIC-insured business bank accounts for startups and small businesses with no monthly fees, multi-user access, and a powerful API.

Features

  • Multi-currency accounts (40+ currencies)
  • International wire transfers
  • Batch payments
  • Business debit card
  • Bank integrations
  • Invoice payments
  • Payroll
  • QuickBooks and Xero sync
  • Business checking account
  • Business savings account
  • Corporate cards
  • Bill pay
  • Multi-user access
  • API access
  • Treasury (cash management)
  • Venture debt

Pricing

Wise Business

usage based
PlanPriceNotes
Business setup$31/moOne-time setup fee to unlock Wise Business features.
TransfersContact salesPer-transfer and FX fees vary by currency route and amount.
Wise PlatformContact salesAPI/platform pricing for embedded finance and integrations.
View pricing page →

Mercury

freemiumFree plan available
PlanPriceNotes
MercuryFreeFree business banking; no monthly fees, no minimums.
Mercury Plus$35/moHigher yield savings, premium support, enhanced card limits.
Mercury CreditContact salesRevenue-based credit line; interest only on what you use.
View pricing page →

Company Fit

Wise Business

StartupSMB

Mercury

StartupSMB

Stacks

Alternatives

Wise Business alternatives

Mercury alternatives

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