Comparison

Stripe vs Mercury

Overview

Financial infrastructure for the internet

Stripe is a payment infrastructure platform for businesses to accept online payments, manage billing and subscriptions, handle marketplace payouts, and build financial products.

Mercury

Banking built for startups

mercury.com →

Mercury is a fintech company offering FDIC-insured business bank accounts for startups and small businesses with no monthly fees, multi-user access, and a powerful API.

Features

—Payment acceptance (135+ currencies)
—Subscriptions and billing
—Connect (marketplace payments)
—Fraud detection (Radar)
—Invoicing
—Terminal (in-person payments)
—Financial connections
—Tax automation

—Business checking account
—Business savings account
—Corporate cards
—Bill pay
—Multi-user access
—API access
—Treasury (cash management)
—Venture debt

Pricing

Stripe

usage based

Plan	Price	Notes
Standard	Contact sales	No monthly fees; 2.9% + 30¢ per successful card charge.
Custom	Contact sales	Volume discounts and custom rates for high-volume businesses.

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Mercury

freemiumFree plan available

Plan	Price	Notes
Mercury	Free	Free business banking; no monthly fees, no minimums.
Mercury Plus	$35/mo	Higher yield savings, premium support, enhanced card limits.
Mercury Credit	Contact sales	Revenue-based credit line; interest only on what you use.

View pricing page →