Comparison

Paddle vs Mercury

Overview

The complete payments, tax, and subscriptions solution for software companies

Paddle is a merchant of record payments platform for SaaS and software companies, handling global payments, subscription billing, tax compliance, and fraud so you can focus on building.

Mercury

Banking built for startups

mercury.com →

Mercury is a fintech company offering FDIC-insured business bank accounts for startups and small businesses with no monthly fees, multi-user access, and a powerful API.

Features

—Merchant of record
—Payment processing
—Subscription billing
—Global tax compliance (200+ countries)
—Fraud prevention
—Analytics dashboard
—Checkout optimization
—Automated invoicing

—Business checking account
—Business savings account
—Corporate cards
—Bill pay
—Multi-user access
—API access
—Treasury (cash management)
—Venture debt

Pricing

Paddle

usage based

Plan	Price	Notes
Standard	Contact sales	No monthly fee; 5% + $0.50 per transaction.
Custom	Contact sales	Negotiated rate for $10,000+/month in revenue; contact sales.

View pricing page →

Mercury

freemiumFree plan available

Plan	Price	Notes
Mercury	Free	Free business banking; no monthly fees, no minimums.
Mercury Plus	$35/mo	Higher yield savings, premium support, enhanced card limits.
Mercury Credit	Contact sales	Revenue-based credit line; interest only on what you use.

View pricing page →