Comparison
Paddle vs Mercury
Overview
Paddle is a merchant of record payments platform for SaaS and software companies, handling global payments, subscription billing, tax compliance, and fraud so you can focus on building.
Mercury is a fintech company offering FDIC-insured business bank accounts for startups and small businesses with no monthly fees, multi-user access, and a powerful API.
Features
- —Merchant of record
- —Payment processing
- —Subscription billing
- —Global tax compliance (200+ countries)
- —Fraud prevention
- —Analytics dashboard
- —Checkout optimization
- —Automated invoicing
- —Business checking account
- —Business savings account
- —Corporate cards
- —Bill pay
- —Multi-user access
- —API access
- —Treasury (cash management)
- —Venture debt
Pricing
Paddle
usage based
| Plan | Price | Notes |
|---|---|---|
| Standard | Contact sales | No monthly fee; 5% + $0.50 per transaction. |
| Custom | Contact sales | Negotiated rate for $10,000+/month in revenue; contact sales. |
Mercury
freemiumFree plan available
| Plan | Price | Notes |
|---|---|---|
| Mercury | Free | Free business banking; no monthly fees, no minimums. |
| Mercury Plus | $35/mo | Higher yield savings, premium support, enhanced card limits. |
| Mercury Credit | Contact sales | Revenue-based credit line; interest only on what you use. |
Company Fit
Paddle
StartupSMBEnterprise
Mercury
StartupSMB
Stacks
Alternatives
Paddle alternatives
Mercury alternatives